CAROL M. JOHNSON REALTY OF PETERSBURG THERE IS ONLY ONE
Carol Johnson

Welcome to CAROL M. JOHNSON REALTY


 

Welcome to CAROL M. JOHNSON REALTY, serving all of Central Virginia.

In today's competitive real estate market, timing is everything. Many good homes are sold before they are ever advertised. Beat other homebuyers to the hottest new homes for sale in Petersburg with our New Listings Notification If you own real estate that you're thinking of selling, We would be happy to provide you with a FREE Home Evaluation. If you are a Bank or Mortgage Company, we have been providing high quality Broker Price Opinions (BPOs) for over 10 years and we have an REO Certified Specialist and a Short Sale Certified Specialist on board.

 

 

Insurance Companies, we specialize in providing Property Condition Reports and Broker Appraisals for properties damaged by Natural Disasters, Fire, Flooding, Vandalism, etc. We provide High Quality Digital Photos by your preferred transmission method along with Professional Computer Generated Detailed Reports with Active Comps, Sold Comps, Tax Assessment Report, MLS History, Approximate Market Value, Quick Sale Value, Repaired Value and "As Is" Value. We also provide Work Repair Estimates if requested. We work hand in hand with Property Eviction Specialists, Property Cleanout Specialists and Contractors to provide a complete package.

Whether you are buying or selling a home, hire someone like me, who wants to earn your business. I invite you to contact me as I'd be happy to assist you with this important transaction.

In addition, if you have any general questions about buying or selling real estate in Virginia, please contact me as I'm more than willing to help. As the number of home foreclosures rise, unfortunately, so does the number of abandoned pets that are often times found dead or near death by an agent visiting the foreclosed property. In an effort to help find homes for these innocent pets, we ask that you please consider making a donation to http://www.nopawsleftbehind.org to help care for and find homes for these animals. Your donation, no matter how small, will help feed, house and care for pets who have been separated from their owners.

Please browse my website for listings, reports and important local real estate information.

Sincerely,

Carol Johnson
CAROL M. JOHNSON REALTY

 

FEATURED LISTINGS


 

**PLEASE CHECK OUR WEBSITE DAILY FOR NEW LISTINGS OR COMPLETE THE SEARCH FORM**

** WE WILL NOTIFY YOU WHEN WE RECEIVE A LISTING THAT MATCHES YOUR SEARCH**

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MORTGAGE CALCULATOR


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.


 

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  


Advanced Home Search


Never Miss The Perfect Home Again!

Here's your chance to be notified of all new listings that meet your criteria, absolutely FREE! Please complete and submit the form below.

Not only will you be notified by email of all new listings that match your search criteria within our system, but your home search will also be compared against other participating agents' listings within your desired area(s). All new listings added to system that match your criteria will be emailed to you.

Note: Our home search form lets you create and save multiple Home Search profiles. You may update these profiles or cancel at anytime.


Please enter your email below. You'll be emailed updates that match your criteria daily. Update your criteria or cancel at any time.

Step 1 - Enter Personal Information
First Name:  Address1: 
Last Name:  Address2: 
Email:  Address3: 
Phone:  City: 
    Country: 
    State/Province: 
    Zip/Postal Code: 
Step 2 - Enter Search Details
 
Price:   to    USD
Bedrooms: 
Bathrooms: 

Types: 
* Minimum of 1 Type is required
Locations:      
To narrow search results, click the "Specify Locations" radio button above.
Wish List:  Please describe below any additional desired features.
* * Maximum of 2000 characters


 

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